Planning Capital has more than 25 years of experience in partnering with clients to manage their money. To us, the most important concept in managing money is understanding how you feel about risk.


Our long-term approach focuses on determining your risk tolerance in order to create your portfolio. By knowing and understanding your risk level, you will feel more comfortable with investment decisions. When markets move – up or down – Planning Capital will help you to have clarity and confidence that your long-term investment goals are on track.

As a benefit of working with Planning Capital, you will receive unbiased, objective advice and a custom analysis with recommendations for financial tools that fit your needs and wants. We will take the time to get to know you and support you in making the best financial decisions possible.

Portfolio Construction Process:

We will discuss what’s important to you, what investment decisions you have made in the past and how they connect to your future dreams and goals.

We will evaluate your risk tolerance in conjunction with the goals already established. This information will be used to develop your investment strategy and define a realistic return expectation.

We will utilize our asset allocation methodology to customize an investment program that best suits you. When managing your money we strive to protect the downside, then work to capture the upside of market movements.

Our asset allocation portfolio process seeks to balance risk and create diversification. Custom client portfolios are divided among assets (cash, bonds, stocks, and alternatives) based on client investment objectives. Each asset class is expected to behave differently, yielding various levels of return and risk, and ideally creating a well-rounded investment portfolio.

We will continuously meet to review and update your investments as life events occur. As you go through life, your short- and long-term goals and objectives may change. Planning Capital’s method strives to adjust your portfolio to best position you through these changes.


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