Schedule A Call Client portal

Building Small Business Company Culture Through Benefits

Whether you are self-employed or the owner of a small business, it’s important to implement a retirement plan not only for your own personal success but also for the well-being of existing and future employees. In addition to the tax saving benefits, retirement plans provide a strong foundation for any owner looking to set a strong benchmark in building an inspiring company culture.

Creating your Small Business Benefits

We are proud to work with so many talented small business entrepreneurs and have watched their companies grow and thrive over the years. From minimizing implementation costs to picking a platform that offers solid investment choices, we have you covered. so you can focus on running your business with one less thing to think about. As a small business owner, you can benefit from a wide range of retirement plans to suit your specific needs. Helping our clients understand the tax saving and personal retirement advantages can make a huge difference in how they run their business day-to-day as well as long-term. When we work with these clients on their personal finances as well, we are able to look at this important company step through an even bigger lens.

Find your optimal investment strategy

Self-Employed Owner

Are you a self-employed owner with a few employees? Or maybe you are self-employed and it’s just you and your spouse? Options like a SEP IRA and an individual 401k are available depending on the size of your company and offer low fees and minimal maintenance. Our Advisors can help you find and optimize a plan with minimal implementation costs that includes diverse investment options to fit your and your employee’s needs.

Small Public or Private Company

Companies with 100 employees or more have the option to choose between the widely known 401k to the lesser known plans like Simple IRAs and Investment Only benefits. While they vary in fees, contributions and other variables, selecting the right plan for your business can help not only in retaining your current talent but also in attracting the strong talent you need to take your small business to the next level.

The common thread in all of these scenarios is our meaningful relationships that come first and for that reason we have devised a unique cost-structure that allows for unbiased decision-making and an open line of communication so you don’t have to be concerned about the cost of advice.

Your 3-Step Process to a Customized Small Business Benefits Plan


We focus our attention during this phase on helping you figure out which plan makes the most sense based on your company size, cash flow, revenues and personal needs. Taking into account both your personal and business finances is helpful in creating a plan that ensures success all around.


We continue to be an accessible source of knowledge and advice throughout the implementation process ensuring the right allocation and diversity of assets. Advising you on the tax advantages and factoring them in during the right time of year also is key during this phase.


We continue to monitor the plan with an aim to keep your 401k fees down as your plan assets and employee count grows. Based on business performance and cash flow, we also make recommendations to upgrade your plan with additional benefits like company matching to ensure you are always in good standing with your employees.

The starting point of any plan begins with a baseline understanding of your current investments and risk tolerance. Let’s get started and find yours.

Plan and set Your Investment Goals

Meet one of Our Partners, Dan Brady

I was a finance and economics major in college because I’ve always been drawn to solving complex problems. It has been a long-time dream of mine to be an independent business owner working directly with clients, so pursuing personal financial planning was a natural fit. I continued my education by pursuing the CFP® designation and had a lot of conversations with people in different pockets of the industry. Eventually, I met Rick and, as they say, the rest is history.”

Meet The Team

Your Small Business Benefits Questions Answered

Don’t see what you are looking for above. We have explored and written about trending small business benefit topics on our blog. Check out these posts for more!

As a business owner, are there any specific questions I should cover in my first meeting with a financial planner?

Any advice on investing as a small business owner?

Covid Related- What do I need to know about qualifying for the Paycheck Protection Program?

drop us a line here with additional questions