Just How Do We Plan Investments at Planning Capital?

Advisors who lack a disciplined approach in search of investment performances or hot trends will eventually end up losing their clients’ trust due to uncertainty.  We utilize a methodical approach in creating investment portfolios, monitoring performances, and rebalancing portfolios periodically….

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When Should You Think about a Financial Advisor?

When we all started our careers, our choices were fairly simple:       Don’t spend more than you make.       Use the company 401(k).       Start saving a little on the side for purchases. As…

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The Fiduciary Standard: What it Is and Why it Matters

Post by Paul McClatchy There is an old axiom from the early days of the financial industry that “investment products are sold, never bought”. The gist of this was that most people were pressured into investments they didn’t need, want,…

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Bull Markets Don’t Die of Old Age

But this one died from a virus. Well, here we are; officially in the throes of the 2020 bear market. In our October 2019 quarterly letter, we pointed out some recession indicators (notably the inverted yield curve) but remained optimistic…

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Market Update: Bad Stuff Equals Bad Market

One explanation of the 2008 financial crisis is that people paid too much for houses and lending standards were too lenient. That is a simple story, but it is a genuinely inadequate explanation. The crisis was not confined to people…

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